We have a mission to Address the Racial Wealth Gap by developing solutions to build Black and Latino community development intellectual bandwidth through Affordable Housing & Small Business Ownership. Attendees can network with over 200 non-profits, faith-based organizations, small businesses, as well as top bank and corporate executives over various interactive sessions and events. 2022 Speakers

It is with great sorrow that we share the passing of our beloved economic justice leader and a great champion of change. Even though Al's swift transition on May 17, 2022, was unexpected, he has left a blueprint for us all to follow as we continue to be about seeking economic justice for Black and Latino Communities! View Arrangment Details Share Condolenses with the Family Back to www.blackandlatino.org CELEBRATING THE LIFE AND LEGACY OF It is with great sorrow that we share the passing of our beloved economic justice leader and a great champion of change. Even though Al's swift transition on May 17, 2022, was unexpected, he has left a blueprint for us all to follow as we continue to be about seeking economic justice for Black and Latino Communities! His most recent labor of love was the upcoming national summit, to be held in Clearwater, Florida. We commit to you that the summit will happen in August and it will be done in honor of our great leader and friend, Al Piña. More details will follow soon. Please keep the Piña family in your thought and prayers during this difficult time. - 2022 National Black & Latino Economic Summit Co-Chairs & NMCRC Members Share Condolenses Al Piña SUNRISE: MAY 10, 1959 SUNSET: MAY 17, 2022 Arrangements Summit Memorial Program 2022 National Black & Latino Economic Summit Wednesday, August 17, 2022 Download the Memorial Program Funeral Arrangements DATE: SERVICE: LOCATION: Friday, May 27, 2022 4:00 PM Click here to watch the Service Live Streamed on YouTube Blount & Curry Funeral Home 605 S. Macdill Avenue Tampa, Florida 33609 (813) 876-2421 Donate to St. Joseph's Download the Obituary Donate to Shriners Hospital In lieu of flowers, the family is requesting that you make a donation in Al Piña's name to St. Joseph's Children's Hospital or Shriners Hospital for Children in Tampa, FL. Cards and Condolences can be sent directly to the funeral home. Condoleces Condolences It is with deep sorrow that I bring condolences to all of you who loved and followed the dreams and aspirations of Al Pina. I was grief-stricken when I read the news just lately after seeing Al in March 2022. I will miss his leadership and enthusiasm. Carry on the Dream and Vision. Deborah K. Thompson Al Piña developed relationships with various people and organizations across the nation, so if you would like to share condolences with the friends and family of Al Piña, please send us an email and we will post it on the site. Send an Email

Closing the racial wealth gap is imperative to realizing a strong, sustainable economy. From education to housing to healthcare to criminal justice, racial inequality continues to impede the progress of communities of color and the nation as a whole. About Us OUR STORY Closing the racial wealth gap is imperative to realizing a strong, sustainable economy. From education to housing to healthcare to criminal justice, racial inequality continues to impede the progress of communities of color and the nation as a whole. For decades, Black and Brown communities have been underserved—and sometimes unserved—by the United States’ financial system. From access to banking services to redlining to subprime mortgage lending to the recent disparities in relief for small minority businesses during the COVID-19 pandemic, communities of color have historically been disproportionately impacted. The summits we host, provide a space for banking institutions and the communities they intend to serve to discuss access to capital, affordable housing, neighborhood development, and community reinvestment for these underserved populations. ABOUT NMCRC OUR MISSION The National Minority Community Reinvestment Co-Operative (NMCRC) is a non-profit coalition of minority-led and focused organizations committed to leveling the playing field for Blacks and Latinos by addressing the socio-economic needs of all people of color. NMCRC advocates for fair policies in the banking and financial community; holds lenders and financial institutions accountable for providing racially relevant resources; hosts educational trainings and gatherings; and facilitates access to capital for minority developers, businesses, and organizations. We believe that systemic disinvestment in communities of color must be addressed through sustainable economic development that provides access to capital for majority low- to moderate-income families. OUR VISION NMCRC strives to be a nationally recognized, well-capitalized, and sustainable resource cultivator for the Black and Latino community. We aim to build a motivated and robust membership base and be a respected thought leader that advocates for ending financial disinvestment in communities of color. NMCRC's executive team. Jules Dunham Howie President & CEO Learn More Dina Harris Treasurer Learn More Marcos Morales Vice President & Secretary Learn More

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We invite you to join us for Aftercare Sessions in your region to follow up on your individual and organizational endeavors. We also want to ensure you receive access to the capital you deserve. Sessions are free, virtual and open to all! You do not have to be a previous summit attendee to register. Please complete the form below to register and more details will follow. EAST COAST AFTERCARE SESSIONS Event Signup REGISTER FOR EVENT

We have a mission to Address the Racial Wealth Gap by developing solutions to build Black and Latino community development intellectual bandwidth through Affordable Housing & Small Business Ownership. Attendees can network with over 200 non-profits, faith-based organizations, small businesses, as well as top bank and corporate executives over various interactive sessions and events. SLIDE DECKS & VIDEO RECORDINGS Session We held a variety of sessions facilitated by dynamic, knowledgeable speakers and panels and we are sharing it all with you! All session slide decks have been provided you to view with your organizations or individually. Thanks to our sponsors we could provide this summit 100% free which means the information is free to you as well. Looking for a specific topic or Session? Read More STRATEGIES THAT WORK: INCREASING YOUR ORGANIZATION'S SINGLE-FAMILY AFFORDABLE HOUSING DEVELOPMENT BUSINESS It is challenging, but not impossible for organizations supporting Black & Latino homeownership to compete with private investors and rising gentrification. This panel highlights promising practices to acquire, rehab, and preserve affordable and attainable housing for minority communities. Topics include: (1) Real solutions that are working across the country and (2) How to choose and work with different types of investors. Download Slide Deck Rate this Session Read More SINGLE-FAMILY AFFORDABLE HOUSING CONSTRUCTION LINES OF CREDIT FORUM Bankers, Black & Latino Community Leaders and audience members discuss Preparing Your Organization to Request A Bank Construction Line of Credit and Preparing Your Organization to Request A Bank Construction Line of Credit: Best LOC for your needs Examples of effective LOCs Understanding your financial statements What information is required Propoerty Development Schedule Download Slide Deck Rate this Session Read More SMALL BUSINESS: ACCESS TO CREDIT 101 This session will explore several ways to establish business credit, what lenders look for, and the borrowing process. Download Slide Deck Rate this Session Read More ACCESS TO CAPITAL & ORGANIZATIONAL BEST PRACTICES FROM SUCCESSFUL MINORITY AFFORDABLE HOUSING DEVELOPER & NOT-FOR-PROFITS Single-Family affordable housing developers from various markets across the U.S. discuss successful and profitable affordable housing development best practices to include, but not limited to: financial models, construction models, productive housing partnerships, construction capital strategies and access to housing/lot inventories. Download Slide Deck Rate this Session Read More RACIAL ECONOMIC INCLUSIONS & THE COMMUNITY REINVESTMENT ACT The Community Reinvestment Act of 1977 (CRA) was enacted by Congress to address the lack of racial economic inclusion within the banking industry and to ensure that banks meet the capital needs of the communities they do business in. The recent Pandemic exposed a monumental economic fault line between white and Black/Latino communities, families and businesses. Blacks and Latinos economically suffered at twice the rate of whites. This session will highlight Baltimore CRA where Black & Latino leaders have come together to meet with the top 11 banks in Baltimore to address racial economic inclusion within these banks that includes calling on banks to provide racially relevant capital. Download Slide Deck Rate this Session Read More SMALL BUSINESS FINANCING 201: SUPPLIER DIVERSITY PROGRAMS Learn how Supplier Diversity programs are structured, how they can strengthen diverse communities, and most of all, how your small or diverse business can access them. Now more than ever, there are growing demands on corporations to demonstrate ethical compliance and social responsibility. This session will demystify the WMBE Certification process and how to your certification can grow your business. Download Slide Deck Rate this Session Read More AUCTION.COM: OPENING THE DOOR TO OPPORTUNITY Join us on a journey to learn why transparency in distressed asset disposition is a win for investors and a win for banks and servicers. We will share the evolution of our auction philosophy, current programs that are redefining how the industry views disposition and challenge the misconception of who buys distressed real estate. Hear our thoughts on where the market is heading and how non-profits and development-minded investors can leverage our platform to help stabilize neighborhoods and drive change. Download Slide Deck Rate this Session Read More BLACK & LATINO SMALL BUSINESS ACCESS TO CAPITAL: DEBIT & EQUITY FORUM Black & Latino small business organization leaders from across the U.S., key banks and audience members engage in a candid discussion on capital solutions that work to address the lack of access to capital that is hampering critical economic growth in predominate Black & Latino communities. This session will review successful debt and equity capital solutions targeting Black & Latino small businesses and new bank capital initiatives targeting increased access to capital for minority small businesses. Download Slide Deck Rate this Session Read More PURCHASE/REHAB LOAN PRODUCTS THAT MAXIMIZE BLACK & LATINO HOME EQUITY Community housing experts, bankers and housing industry professionals come together to provide the audience with an overview of home/rehab loan products that are beneficial for Black & Latino home buyers. Download Slide Deck Rate this Session Read More BLACK TO BASICS: BUILDING PROFITABLE AFFORDABLE HOUSING USING A MARKET-BASED/PRFOIT OREINTED MODEL Building income for nonprofits is crucial to build a path towards self-sufficiency. This summit session will focus on how FMCRC/The Housing Pros is able to build profitable affordable housing that is driven by the market and profit and not reliant on government funding. This session will also explore how developers in Detroit and Maryland are also build profitable affordable housing for black and brown communities.Information about some unique construction financing resources from EnerBank USA will also be shared and discussed. Download Slide Deck Rate this Session Read More STRONGER TOGETHER KC: A SOLUTION-DRIVEN COMMUNITY-BASED PROGRAM, TO PREPARE SMALL BUSINESS FOR GROWTH & SUCCESS Join us to learn how to bring community organizations together to create a network of support designed to position minority-owned businesses for growth and success. Access to capital, technical assistance, guidance coaches, and other supportive services are made available to minority-owned businesses located in distressed tracks under one umbrella program – Stronger Together KC. During this session, you will receive tips on how to implement this collaborative approach to supporting the minority economic ecosystem in your city. Download Slide Deck Rate this Session Read More SOLUTIONS TO ADDRESS RACIAL BIAS IN THE HOME APPRAISAL PROCESS: INCREASING BLACK & LATINO WEALTH THROUGH IMPROVED HOME APPRAISALS The Racial Wealth Gap is driven by lack of Black & Latino home equity and racial appraisal bias is contributing to the widening of the Racial Wealth Gap. Studies are consistently showing evidence that Black & Latino home owners and neighborhoods are receiving significantly lower home appraisals compared to white home owners that is resulting in the minimizing of Black & Latino wealth and ability to buy up. This session will convene housing and appraisal experts to review the racial bias on appraisals and solutions to combat this appraisal bias that builds up Black & Latino home equity and wealth. Download Slide Deck Rate this Session Read More ACCESS TO CAPITAL AND IMPROVING COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIs) CDFI’s were developed to take risk and become a critical capital intermediary for both small businesses and affordable housing development. But the lack of capital (debt & equity), extensive overhead, high cost of capital and arduous underwriting process has resulted in CDFIs having marginal capital impact for Black & Latino businesses and affordable housing developers. This session brings together CDFI professionals, key banks (regional and national), small business organizations, affordable housing developers and audience members to discuss these obstacles and solutions that will result in significantly increasing the amount of loans to Black & Latino small businesses and affordable housing developers. Download Slide Deck Rate this Session Read More VENTURE CAPITAL EXPLAINED: SUSTAINABLE ECONOMIC IMPACTS FOR THE NEW MAJORITY The funding gap for diverse-founded startups continues to widen despite the proclaimed growth and success from institutions. Join us in a discussion aimed to address the challenges in accessing capital, understanding venture capitalists, and creating business models that support diverse communities. You will leave this session with resources on how to position your nonprofit, fund or business for growth and success. Download Slide Deck Rate this Session

We invite you to a one-of-a-kind experience to develop solutions to close the racial wealth gap. This 3-day summit is your opportunity to build Black & Latino intellectual bandwidth through access to capital, affordable housing training, and small business ownership. 2022 NATIONAL BLACK & LATINO ECONOMIC SUMMIT AUGUST 17-19, 2022 · CLEARWATER BEACH, FLORIDA NETWORK WITH 200+ ORGANIZATIONS SOLUTIONS TO CLOSE THE RACIAL WEALTH GAP BUILD COMMUNITY DEVELOPMENT

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RESOURCES Resources for Download AFTERCARE RESOURCES Affordable Housing Session Resources Hogar Hispano Graphic SouthState Bank Mortgage Loan Program Flyer Small Business 101/201 Resources US Bank Access Advisors PDF & PowerPoint US Bank Quick Loan & Cash Flow Offer Luncheon Session Resources LISC Policy Priorities Overview LISC Heirs Property Toolki House Passes Trump’s Cruel Budget Bill that Ignores Voters’ Priorities and Devastates American Families Condemns Proposal to Deny Child Tax Credit to U.S. Citizen Children in Mixed-Status Families Nearly Two-Thirds of Hispanic Voters Believe Country is Headed in the Wrong Direction; 70% of Them Hold President Trump Responsible UnidosUS’s HOME Policy Agenda: Closing the Latino Homeownership Gap: Home Ownership Means Equity® Acquisition Rehab Checklist An illustration of how to track the due diligence of housing projects. This document is not intended for external use or duplication. Click Here to Download Traditional Lenders vs. Non-Traditional Lenders Understand what is required from lenders based on the type of loan you want to obtain for your small business or organization. Click Here to Download How Federal Policy Worsened the Racial Wealth Gap Article written by the Community Consumer Defense League Click Here to Download Small Business & Housing Vocabulary Let us help you understand the terminology and acronyms used in the industry. Click Here to Download

We invite you to a one-of-a-kind experience to develop solutions to close the racial wealth gap. This 3-day summit is your opportunity to build Black & Latino intellectual bandwidth through access to capital, affordable housing training, and small business ownership. Al Piña Chair/CEO FMCRC-Assets & Hope Co-Founder, NMCRC It is with great sorrow that we share the passing of our beloved economic justice leader and a great champion of change. Even though Al's swift transition on May 17, 2022, was unexpected, he has left a blueprint for us all to follow as we continue to be about seeking economic justice for Black and Latino communities! After a battle with a major illness, Al Piña decided to use his successful Fortune 25 corporate skills, as well as his military service experience, that led to several business and military awards and medals, to give back to community and country. He began working with minority community organizations around the United States for the past 16 years to including serving in a senior executive role with the largest community development corporation in the United States. Through either his leadership, or his participation in financial institutional CRA commitments, it has resulted in over $700 billion of additional bank commitments for community re-investment into minority communities throughout the United States. Al Pina started out his community economic development career as V. P. of Development for the National Council of La Raza and a team member that launched the countries first minority focused housing and commercial real estate CDFI. Al Piña went on to serve as Vice President of Development for the country’s largest Community Development Corporation (TELACU-Los Angeles) In 2005, in partnership with the Greenlining Institute, Al Piña took his efforts to Florida and founded the Florida Minority Community Reinvestment Coalition, which is Florida’s first state wide minority focused community economic development collaboration with over 105 participating minority community organizations. As Chairman of FMCRC, Al Piña utilized this position to advocate for increased community reinvestment for Florida minority communities. He led the negotiating team that was successful in the development of over $120 billion dollars of community reinvestment commitments to Florida’s minority and underserved communities by Regions, Wachovia/Wells Fargo, Bank of America, Chase and Fifth Third Bank. Seeing the importance of access to capital for minority communities towards reducing the rising racial wealth gap, Al Pina had a focus on access to capital for minority communities throughout the United States. Since 2005, Al Piña assisted in the development and launching of over 16 minority focused community development funds, with over $6 billion dollars of capital. He also was a development team member of two national Hispanic investment funds with a combined investment capital of $310 million. In addition, Al Piña launched and led the efforts for Florida’s first ever minority focused affordable housing fund through a Tampa-based CDFI. Understanding the importance of job creation in low-moderate income communities to battle poverty, Al Piña launched Florida’s first minority focused job creation event Let’s Do Business Florida. In partnership with over 150 minority organizations and major banks and corporations, Let’s Do Business Florida focuses on job creation through increased construction contracts to minority construction firms and the development of self-sufficient minority nonprofits to allow them to create incremental income streams to fund job creation programs.

We have a mission to Address the Racial Wealth Gap by developing solutions to build Black and Latino community development intellectual bandwidth through Affordable Housing & Small Business Ownership. Attendees can network with over 200 non-profits, faith-based organizations, small businesses, as well as top bank and corporate executives over various interactive sessions and events. SESSIONS, NETWORKING & CONNECTION Media We are happy to share the photos and video we took over our 3-day summit. Our attendees also shared pictures and videos through the official conference app — Whova, and some fun Gala Photobooth poses. Like, Do wnload & Share with your network! MEDIA GALLERIES Tribute Video Summit Photos Gala Photobooth Attendee Photos

We invite you to join us for Aftercare Sessions in your region to follow up on your individual and organizational endeavors. We also want to ensure you receive access to the capital you deserve. Sessions are free, virtual and open to all! You do not have to be a previous summit attendee to register. Please complete the form below to register and more details will follow. REGIONAL VIRTUAL AFTERCARE SESSIONS REGISTRATION OPENS SOON! We invite you to join us for our Virtual Aftercare Sessions in your region to follow up on your individual and organizational endeavors in the fields of small business and affordable housing development. We also use these sessions to continue fostering connections with banks while providing tools and resources to ensure you receive access to the capital you deserve. We encourage you to submit your questions when you register so that our speakers and subject matter experts can provide you with the best aftercare experience! Click on the registration link that corresponds to the regional session you would like to participate in. EAST COAST JANUARY 2027 10:00 AM - 1:30 PM EST REGISTER SOUTH MARCH 2027 10:00 AM - 1:30 PM EST REGISTER WEST COAST FEBRUARY 2027 10:00 AM - 1:30 PM PST REGISTER MIDWEST APRIL 2027 10:00 AM - 1:30 PM CST REGISTER Form PARTICIPATING SPONSORS Aftercare Session Agenda Each session features two concurrent morning workshops on Affordable Housing Development and Small Business, followed by a luncheon panel where you'll hear success stories from practitioners who secured capital through connections made at the Summit. Take a look at each session in detail: Affordable Housing Workshop | 10:00 - 11:45 AM Ready to turn your development vision into reality? This workshop is designed to help small to medium-scale developers take concrete steps toward accessing capital from banks and community lenders. Whether you're just getting started or looking to scale your next project, this session will provide practical knowledge and resources to navigate the path toward securing funding for your affordable housing projects. Topics Include: Building strong bank relationships Working with banks and CDFIs Creating a winning loan package Predevelopment capital and line of credit strategies Navigating tax credits, LIHTC, and downpayment assistance programs Small Business Morning Session | 10:00 - 11:45 AM This workshop is designed to equip small business owners with the knowledge and tools needed to navigate the landscape of securing capital. We'll cover fundamental principles, resources, and key considerations for accessing the financial resources that can propel your business forward. From understanding funding options to crafting a compelling case for lenders, participants will gain practical insights that can make a real impact on their business growth. Topics include: The effect of personal credit on accessing financing Bank programs available to Black and Latino-led businesses Working with banks and CDFIs Financial preparation and cash flow analysis Procurement opportunities and doing business with banks LUNCH SESSION | 12:00 - 1:30 PM Join us for a dynamic panel session featuring success stories from practitioners who have secured capital through relationships built at the National Black and Latino Economic Summit. You'll also hear timely updates on CRA policy, economic trends, and developments affecting small business and affordable housing in Black and Latino communities. Each region will feature localized content and speakers. Anchor 1 WHAT REGION AM I IN? West Coast East Coast South Midwest Sessions are free, virtual, and open to all! You do not have to be a previous summit attendee to register.